Honestly, looking at the track record you've set, it might behoove you to stop doing commissions all together until you can get yourself organized.
Having a death in the family is horrible - when my grandfather died, not only did it break our hearts, it broke half of my family apart - so I know what you're saying when life becomes extremely hectic after a death.
But when you're paid to do a job, you've got to deliver - if life becomes so hectic that you really don't think you can finish, it's better to contact the people who have commissioned you and say "I can't do this right now, if you want a refund, I don't have the money at the moment, but let me set out a plan/a time when I can get your money back to you," and stick to that time, instead of just ignoring them. Not only is that better business practice, it's just downright polite.
You gotta look back at the mistakes you've made and learn from them - that's the only way to get and keep yourself out of hot water.
Real talk time.
Having a death in the family is horrible - when my grandfather died, not only did it break our hearts, it broke half of my family apart - so I know what you're saying when life becomes extremely hectic after a death.
But when you're paid to do a job, you've got to deliver - if life becomes so hectic that you really don't think you can finish, it's better to contact the people who have commissioned you and say "I can't do this right now, if you want a refund, I don't have the money at the moment, but let me set out a plan/a time when I can get your money back to you," and stick to that time, instead of just ignoring them. Not only is that better business practice, it's just downright polite.
You gotta look back at the mistakes you've made and learn from them - that's the only way to get and keep yourself out of hot water.
Good luck.