Advice: Commission Policy/ TOS

[adzuki.livejournal.com]

I have started picking up commissions lately, and have discovered through following this group that it may be best to set up a commission policy or TOS to fall back on in case I come across any problems. I've drawn some resources from Graphic Artist's Guild Handbook of Pricing and Ethical Guidelines but I wanted to make sure that the tone of my TOS is right. I also wanted to ensure that I included as much possible as concisely as I possibly could while still outlining everything to protect myself and my commissioners.

Here is a link to my TOS (Link goes to Google Docs)

I appreciate the time and any suggestions or recommendations you may have.
Thank you for reading!