I see alot of people saying to work the fees into their prices. How do you work a fee into a price when you are giving out quotes to people and are uncertain of payment method ? I simply tell customers there is a 3% fee for online transactions. If you don't call it a paypal fee you're not breaking the Paypal TOS. The other thing I see people saying is that 3-4% isn't a big deal anyways so why bother. Well it should really go both ways then but that 3-4% makes a big difference to me. If a buyer chooses other payment methods (Check, money order, cashiers check) I prefer to save them them the difference. So to me it's really the choice of the person buying the commission whether they want to pay me a extra 3% for doing business online. Now on the other hand if a artist only accepts paypal as a payment method I definitely think they should just work costs into their prices if they feel they are losing out.