I have been frustrated with paypal myself. Gritting my teeth at the seriously overpriced business fees aside, in the past year despite never having any negative change in my business they started a string of "we're holding your funds now" "now we're not" "now we're holding them again" "now we're not," at seemingly random intervals. Not to mention trying to reach out to human beings was laughable.

As a regretsy follower this just disgusted me beyond belief. I want to stop using paypal and I want to use something else but the problem is what else is there? Especially something that would be etsy-shop friendly... does it even exist or do they truly have a monopoly on the internet finances. :(