Asked to pay as gift: Do I say anything?

[genkigami.livejournal.com]

While my post may be about collectibles, I feel it also applies to art and craft goods as well which is why I'm posting here.

I buy and sell collectible toys fairly often. Several times when buying a toy I've been asked to send payment as a gift (instead of goods which it should be) on Paypal. I've been on this comm long enough to know that A; it's against Paypal's ToS to ask your buyer to do that and that the gift function is not for goods, and B; if something goes wrong I can't dispute it.

When asked to send as a gift I send the payment as goods the fees on top so the seller gets the exact amount and so far nobody has been upset and in fact have been very polite about it.

When asked, do I tell the seller that it's against Paypal's ToS to ask that goods be sent as a gift? Tone isn't my forte so if yes, what would I say without coming across as "lecture-y" for the lack of better words?

Comments

[xisidereal.livejournal.com]

After reading the responses, what about when a buyer charges you more to cover the fees? I get a lot of rat supplies (hammocks, cage stuff) from folks and they charge me extra to cover the fees.

[oceandezignz.livejournal.com]

The fees are apart of a business person's overhead and should be already calculated into their fees, just like their utilities, rent, accounting, taxes etc. are. Ideally.

Paypal allows for their clients to charge the fee if its in the price, and there is zero mention of the fee... nor can the fee be tacked on after pricing either.

Lets say I have an item I value at $10 USD and I want exactly that much in my pocket when someone buys it, so I need to tack on $0.60 to the pricetag.

LEGAL in Paypal's eyes:
$10.60 is the exact, but you can round up to a more solid price of $10.75 or even $11.00. "The total will be $11, please forward that much to XXXXX@myemailacct.yah"

ILLEGAL in Paypal's eyes:
"That'll be $10, but please add on an extra $0.60 to cover the Paypal fees."

EQUALLY ILLEGAL in Paypal's eyes:
"Send me $10 under the friends & family/gift option please."

TL:DR: It is entirely legal to charge someone the fees, as they are the cost of doing business via Paypal, so its a business overhead expense, and customers help pay for businesses to stay operational with their purchases, yadda yadda. But the moment someone asks you to tack on ANY amount to cover fees, Paypal's merchant TOS is being broken.